The mortgage lender’s property insurance does not leave you in good hands. No matter how much time it saves you. Your lender is not a good neighbor when it comes to insurance. When your home insurance lapses Somehow my client let her homeowners insurance lapse. She wasn’t worried about it, she told me, because the […]
Mortgage Matters
Strictly California
New California Homestead Numbers For 2025
It's time to check out the California homestead numbers for 2025. The 2021 expanded California homestead not only brought the exemption closer to the real cost of housing, it provided for annual adjustments for inflation. The original legislation created a … Read Full Article
How Filing Bankruptcy Can Benefits Your Heirs
Elders in California enjoy enhanced state exemptions that protect them from debt collectors. Those protections often make it unnecessary for a debt-laden senior to file bankruptcy. But no one talks about one consequence of relying on exemption … Read Full Article
Which Spouse Is Liable For Debts In California
California has been a community property state since 1850, and still we struggle to understand which spouse is liable for debts. So here, broad brush, is a guide to the legal liability of spouses, ex spouses, registered domestic partners and their … Read Full Article