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filing bankruptcy

10 Reasons Why Bankruptcy May Be Your Best Investment

Mortgage Matters

New CA Foreclosure Law Can Save Your Equity

California homeowners have new, powerful rights to stop a foreclosure sale and sell their homes themselves. The new law became effective January 1, 2025. When you’re faced with a foreclosure sale date and a Chapter 13 bankruptcy case won’t work, the CA legislature has created an opportunity for you to put off the foreclosure so […]

Mixed Bag

How to Screw Up Your Bankruptcy

What Happens To Cash In Bankruptcy?

10 Must-Know Things About Money Judgments

Is Your Choice Of Bankruptcy Chapters Really Dictated By Your Stuff?

Earmark Tax Payments To Get Proper Credit

Strictly California

college saving exemption

Whopping exemption for CA 529 college accounts

A substantial new California exemption snuck into law in 2021, the college savings account exemption. It protects 529 college savings accounts from the creditors of parents. The exemption applies in all California collections and to California … Read Full Article

property upon death

California’s Good Deed: Passing Real Property At Death

The horror stories about do-it-yourself estate planning are both plentiful and tragic. Between the fear of probate and the fear of legal fees, inventive people invent inexpensive strategies for passing property to the next generation. Adding someone to … Read Full Article

community property

7 Principles of California Community Property

Baffled by California community property? Think it makes you personally liable for the debts of your spouse? Lots of people do. But it doesn't. California has been a community property state since it became a state in 1850. You would think we'd have … Read Full Article

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Can My Bankruptcy Discharge Be Denied?

Bankruptcy law presumes that a debtor will get a discharge in a properly filed case. The few reasons a discharge may be denied are spelled out in the Bankruptcy Code. The overwhelming number of Chapter 7 cases result in a discharge. There are no subjective tests for getting a discharge; you don't have to prove … Read more

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