It’s always fun to see which posts spoke to readers of Bankruptcy Soapbox during the year.
There’s lots to choose from. After all, we touch on law, personal finance, small business issues, and some just basic matters of operating in this economy.
Here, starting with number 10, and working up to your favorite post, are the most-read posts this year.
10. Five Ways To Make Your Divorce Bankruptcy-Proof
Chapter 13 allows the discharge of debts to a former spouse not available in Chapter 7. Five tactics to consider during the divorce that reduce the chance that bankruptcy changes everything.
9. When Chapter 13 Endangers Both Your House and Your Discharge
An alarming trend in bankruptcy cases has judges blocking the discharge of debtors who’ve fallen behind on their mortgage payments after they filed their Chapter 13 case.
8. Realtor’s Guide To Home Sales In Bankruptcy
Probably the longest post on Soapbox walks real estate professionals through the maze of concepts and rules that apply when a homeowner in bankruptcy needs to sell real estate.
7. Are You Really Liable For Your Spouse’s Debts In California?
California law is tricky about the liability of one spouse for the other’s debts. The short answer is “no”, but it’s complicated.
6. What Does Bankruptcy’s 90 Day Rule Really Say?
Everyone knows about the 90 day rule in bankruptcy, only there are at least 90 different, and wrong, versions of what the preference rule really requires.
5. Cheat Sheet For Passing Bankruptcy Means Test
Perfectly legal ways to think about your future reasonably necessary expenses that get you a “pass” on the means test.
4. How To Spot Post Bankruptcy Errors On Your Credit Report And Fix Them
Guest author Mike Cardoza walks you through what can and can’t appear on your credit report after you’ve discharged your debts in bankruptcy and coaches you on correcting mistakes.
3. 7 Principles of California Community Property
A perennial favorite unravels the actual operation of California’s community property system, in bankruptcy and out in the rest of the economy. A must-read for married folk.
2. How To Spend Money Before Your Bankruptcy Case Is Filed
It pays to plan. Because bankruptcy has rules, written and unwritten, about debtor behavior before the case is begun, we’ve set out both the what to spend money on and how to spend it to stay out of trouble.
1. California Homestead, Portrait of a Super Hero
Again this year, our explanation of how exemptions work to protect big value in a family home was the most read post of the year, more than three times the traffic of the second place post.