The plight of workers going without pay because of the government shut down looms over our news. If our incomes haven’t been affected, it’s easy to see this as someone else’s problem. But are the rest of us really immune to the same financial straight? Over and over again, we hear that most U.S. families […]
Tax Filing Extension Invites Tax Trouble For The Self Employed
We never make tax deposits for our small business because we don’t know what we’ll owe. We just wait til the return is prepared and try to pay then, he explained. But, again this October, he couldn’t write a tax check for a year’s worth of income. So the client sitting across the table from […]
Why Keep Bankruptcy Off Your Credit Record
We’ll help you do your own bankruptcy, promises the ad. And for a few dollars more, we’ll sell you the secret to keep your bankruptcy off your credit record. That pitch plays neatly into the obsession that we have about our credit reports. Even when your financial world is upside down. But this pitch has it […]
Three Cheers For Entrepreneurs
Let’s hear it for entrepreneurs. Those brave, tireless people with a dream who start or run small businesses. They possess more energy and perseverance than most of us. They form the backbone of our economy. In honor of National Entrepreneurs Day, November 20th, let’s recap Soapbox’s best on being in business for yourself. It’s probably […]
What This Lawyer Is Grateful For At Thanksgiving
This Thanksgiving, I’m grateful for the American judiciary and, particularly, for district court judges. In these turbulent political times, they’ve been confronted with hard questions arising out of swirling controversies. Their rulings would have national implications. Decisions were needed on short notice. Partisans gathered on the sidelines, some assured of being bitterly disappointed however the […]
4 Keys To Chapter 13 Success
How do I make a Chapter 13 plan that succeeds? That’s important because a successful Chapter 13 lets you keep your assets, keep control of your income, and discharge more debts than any other form of bankruptcy. Yet a distressing number of Chapter 13’s fail before they reach the finish line. Debtor writes the plan […]
We’re Now In Redwood City
Moran Law Group has packed up and moved to Redwood City! Effective October 1, 2018, Cathy and Renee are holding forth at 643 Bair Island Road, Suite 403, Redwood City. Our phone number and email addresses are the same. We’re sharing our San Mateo county office with two good friends and marvelous bankruptcy lawyers, Jeff […]
If The IRS Comes Calling After Your Bankruptcy Discharge
It’s scary, or infuriating, when the IRS continues to try to collect taxes discharged in bankruptcy. What was the point of filing bankruptcy if the government ignores your discharge? Yet IRS attempts to collect taxes from people with a bankruptcy discharge form the single largest group of cases in my law office today. Why the […]
Divorce And The Ticking Debt Bomb
Debts of the marriage often outlive the marriage itself. And, those left-over debts are nothing but trouble. But too often, divorcing couples don’t mop up the joint debts they held during the marriage, only to have the situation blows up years later when one ex-spouse hits financial trouble. Here’s a true story that illustrates the danger. […]
Highlighted Tax Tips For Final Week To File Returns
We talk a lot about taxes here on the Soapbox. That may seem a strange thing for a bankruptcy law firm to highlight. But it’s not strange when you realize that taxes are the cause of many of our clients’ financial problems. Filing date is barreling down on us. So, here’s a sampler of how […]
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