Northern California Bankruptcy Lawyer

On The Bankruptcy Soapbox

The Soap Box

Where Do I File My Bankruptcy Case?

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Remember the kid’s geography game, Where in the World is Carmen Sandiego? Clues took players all around the world to stop a gang of thieves. When it’s debt you want to stop, if you’ve moved around in the past two or three years, the rules of the game are not child’s play. Two issues are […]

Your Home Loan May Be Excluded From Homeowner Bill of Rights

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Homeowners whose loans were originally made by a federally chartered savings bank are excluded from protections of HBOR,  a federal judge has ruled. Dual tracking is back on the rails California Homeowners Bill of Rights, enacted January, 2013,  prohibited dual tracking of mortgages:  that is, the lender could not simultaneously consider a loan modification and prosecute […]

Spot Credit Report Errors After Your Bankruptcy & Fix Them

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Your debts have been discharged in Bankruptcy. Congratulations! But if those debts still appear on your credit report, you haven’t gotten all the debt relief you are entitled to. Your credit report is the public face of your finances. It’s the thing that lenders, landlords, and life insurance companies look at to figure out whether […]

Ten Essential Nuggets For Creditors in Bankruptcy Notice

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You’re looking at bankruptcy official form B9. It arrived in your mail because someone has filed bankruptcy and listed you  as a creditor on the schedules of a newly filed bankruptcy case. Most likely, the debtor owes you money or you have an open claim of some sort against the bankrupt. Your rights against the debtor […]

6 Things You Need To Know About The California Homestead

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California’s homestead exemption is the Super Hero of the exemption world. While other exemptions protect things worth a thousand dollars here and a couple of thousand there, the homestead protects big bucks.  Starting January 1, 2021, the homestead for every homeowner is at least $300,000 and as much as $600,000, depending on countywide home prices. […]

What Litigators Need To Know About Bankruptcy

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Civil litigation often decides who owes what to whom.  Bankruptcy law cab impact ongoing litigation and what happens thereafter to those who owe.  And to those to whom money is owed. So it behooves litigators to have a good grasp on how bankruptcy works. If you’re defendant’s counsel, you want to assess your client’s options should […]

Your Business Partnership Needs A Prenup

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Financial partnerships are at least as challenging as marriages.  And business deals don’t have love to smooth the rough spots in the relationship. The traditional marriage service ends with the charge that what God has joined together,  let no man put asunder. That’s great with love, but not so great with money. Something will likely asunder […]

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