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Your Home Is Not A Piggy Bank

By Cathy Moran

home isn't piggybank

Right before the Great Recession, lenders, main stream and fly-by-night,  urged us to “tap the equity in your home for what you want today”. California home values were rising.  Credit was easy.  And we always want something more, don’t we. We need to remember those days, because those sales pitches are back. Back on the radio and […]

Filed Under: Consumer Rights Tagged With: 2017

Earthquake In California Law Of Community Property And Title

By Cathy Moran

The ground has shifted under California real property law. The change looms as large as a quake along the San Andreas fault that runs through our neighborhood. The  words on a real property deed no longer mean exactly what they say when the property owners are married to each other. The newly decided Brace case holds that the […]

Filed Under: Real property & mortgages, Strictly California Tagged With: 2017

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Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Bankruptcy Alphabet: F is for First

In my Bankruptcy Alphabet, F is for First meeting of creditors. Lots of rumors exist about the that meeting; it produces unwarranted anxiety that is avoidable if you understand what's up. Let's check it out. The first meeting of creditors, also called the 341 meeting, is often the only time a debtor has to appear … Read more

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