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Who Needs This Kind Of Help With Debts

By Cathy Moran

bankruptcy alternative

Eliminate your unsecured debt sooner than you ever thought possible. That’s the promise of one debt settlement company. It’s in their contract, not just their ads.  It must be so. The pitch preys on people’s profound desire to do the right thing.  Most people want desperately to pay their debts and avoid the “horror” that […]

Filed Under: Consumer Rights, Debt Collection Rights Tagged With: bankruptcy alternatives

The Secret Alternative To Bankruptcy

By Cathy Moran

alternatives to bankruptcy

Looking for the secret alternative to bankruptcy which will solve your debt problems without filing? Why not? Ads for debt settlement companies and do-it-yourself books always promise to reveal the tricks to make your bills vanish for pennies, without resort to bankruptcy. (Isn’t it interesting that these “secrets” are known only by people who want […]

Filed Under: Considering Bankruptcy, Featured Tagged With: 2016, bankruptcy alternatives, debt settlement

The Collection Call That Terrifies

By Cathy Moran

debt collector

Nothing strikes terror in someone behind on their bills like a debt collector call to their family. Sheer terror. It works, too. That fear is second only to a wage garnishment for bringing people to see a bankruptcy lawyer. The only flaw in the collector’s strategy in contacting your family about your debts is that […]

Filed Under: Consumer Rights, Debt Collection Rights Tagged With: bankruptcy alternatives, debt collectors

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Bankruptcy Alphabet: F is for First

In my Bankruptcy Alphabet, F is for First meeting of creditors. Lots of rumors exist about the that meeting; it produces unwarranted anxiety that is avoidable if you understand what's up. Let's check it out. The first meeting of creditors, also called the 341 meeting, is often the only time a debtor has to appear … Read more

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