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The Essential Step To Get Your Day In Court

By Cathy Moran

defending debt suit

When you’re sued on an old debt, it’s easy to imagine appearing on the court date to tell the judge your side of the story. You imagine the judge considering your argument and challenging the other side to prove otherwise. It’s a comforting image, but it will never happen if you haven’t taken the first […]

Filed Under: Debt Collection Rights, Featured Tagged With: collection, court, lawsuit, sued

5 Things To Do When You Have Been Sued

By Cathy Moran

The ring on the doorbell was a process server. Bingo!  You’ve been sued. Now what? Breathe deeply and work your way through this five step check list.  Then I’ll suggest some options. The details in this post are based on California law. The basic principles of notice, answer, and trial apply everywhere. Scout the territory […]

Filed Under: Debt Collection Rights, Featured Tagged With: garnishment, lawsuit, sued

What If You Ignore That Lawsuit Against You

By Cathy Moran

ignore lawsuit

How do you ignore a lawsuit and expect a good outcome? Yet twice in the past few months, individuals have come to me with judgments already entered against them. That’s not noteworthy; after all, I’m a bankruptcy lawyer. We deal with unpaid judgments. But both of these men explained the situation this way: the claims […]

Filed Under: Featured Tagged With: 2021, collection, judgment, lawsuit

All You Need To Know About Bankruptcy Stay & Pending Litigation

By Cathy Moran

bankruptcy during litigation

When a trial date looms, bankruptcy may look better and better to a defendant. Bankruptcy can be the emergency exit from a bad situation that is about to get worse. That’s because every bankruptcy case comes with an  automatic stay .  That’s  a federal court injunction automatically entered when a bankruptcy case is filed, protecting the […]

Filed Under: Consumer Rights Tagged With: automatic stay, lawsuit

What Litigators Need To Know About Bankruptcy

By Cathy Moran

Civil litigation often decides who owes what to whom.  Bankruptcy law can impact ongoing litigation and what happens thereafter to those who owe.  And to those to whom money is owed. So it behooves litigators to have a good grasp on how bankruptcy works. If you’re defendant’s counsel, you want to assess your client’s options should […]

Filed Under: Featured Tagged With: 2018, lawsuit, litigation

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Cheat Sheet For Passing Bankruptcy Means Test

The bankruptcy means test has a fatal weakness in its attempt to keep people out of bankruptcy. Like so much recently, it's health care. It's health care, in the future, to be paid before your creditors get any money in your bankruptcy. It works because, in a logic that only Congress could employ, the means … Read more

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